First Savings Bank has a long history of offering interested parties a wide range of South Dakota financial products. Business licenses assure interested parties that you are familiar with and fully comprehend your business.
With First Savings Credit Card, you can enjoy convenience wherever you go for daily shopping, dining, online shopping, shopping control, no hidden fees, fraud protection, and secure online account access. It’s an unsecured credit card, so you don’t need to make a deposit, but the fees associated with the credit card are pretty high. It offers five different types of offers. You can only apply for this card if you receive an invitation email.
Different Offers From First Savings Credit Card
First Savings Bank Credit Card offers five different offers based on your credit rating. Previously, they offered six offers. However, there are now only five offers. For more information, click this link (https://firstsavingscc.com/ApplySecured/info/Contracts.aspx) for more details.
The APR ranges from $14.9 to $29.9, and the annual fee can go up to $75. The initial credit limit is $350, and there is no security deposit as this is an unsecured card. Below are five offers available at First Savings Credit Card:
Offer 1:
APR on purchases- 14.9%
APR for cash advances- 23.9%
Annual charges- 0
Transactional fees- Either $10 or 4% of each cash advance, whichever is greater. For foreign transactions, 2% of each transaction.
Offer 2, Offer 4, and Offer 5:
APR on purchases- 29.9%
APR for cash advances- 29.9%
Annual charges- $75 and an additional $20 if you add a cardholder to your account.
Transactional fees- 2% of each cash advance.
Offer 3:
APR on purchases- 29.9%
APR for cash advances- 29.9%
Annual charges- $49 and an additional $20 if you add a cardholder to your account.
Transactional fees- 2% of each cash advance.